Simply stated, a Wealth Recovery Account (WRA) is a separate checking account that acts as a temporary holding tank for money. It is the foundation of the “velocity of money multiplier” strategy. This is where recovered costs (i.e. term premiums, interest payments, and dividends) will be recaptured. It is also the account from which payments for the new wealth-accumulating programs will be made (i.e. permanent life insurance, municipal bonds, real estate.) It should be established and labeled properly (e.g. WRA).